Top Questions
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"Common questions about Income Protection"
What is Income Protection? Income Protection provides a replacement regular income if you are unable... read more
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"Can you get income protection for mental illness?"
Question: Can you get income protection for mental illness Answer: Thanks for your question. You... read more
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"Questions about Unum"
Have Unum received any awards or third-party recognition for their work? Unum are currently: Best... read more
Your Questions
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"If someone is receiving income protection, is still fully employed but wishes to draw on a personal pension, will this affect their payment from Unum?"
If someone is receiving income protection, is still fully employed but wishes to draw on… read more
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"Am I still entitled to ESA if I am receiving Group Income Protection payments?"
Question: Am I still entitled to ESA if I am receiving Group Income Protection payments? Answer: When… read more
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"I am on long-term sick and about to receive my Government Pension, will my Income Protection be reduced because of this?"
Question: I am on long-term sick and about to receive my Government Pension, will my… read more
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"I am currently in receipt of Income Protection payment and need to know if I have not returned to work due to my condition (Fibromyalgia) how long can the payments be made?"
Question: I am currently in receipt of Income Protection payment and need to know if… read more
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"Is there a policy to cover employers in France from the effects of staff sickness?"
Question: Is there a policy to cover employers in France from the effects of staff… read more
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"I am on long-term leave from work due to illness and about to receive my Government Pension. Will my Income Protection benefit be reduced because of this?"
Question: I am on long-term leave from work due to illness and about to receive… read more
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"Can I take out income protection if I work for an agency?"
Question: Can I take out income protection if I work for an agency? Answer: There… read more
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"I regularly train and take part in triathlons. Would this count as a hazardous activity and need to be tailored into any plan / quote?"
Question: I regularly train and take part in triathlons. Would this count as a hazardous… read more
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"I am a management consultant operating through a limited company. What options do you offer and what are the costs please? Is income calculated on salary or salary plus dividends?"
Question: I am a management consultant operating through a limited company, with just myself as… read more
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"Activities of Daily Living (ADL) – Q&A"
What are Activities of Daily Living? Activities of Daily Living (ADLs) is a term used… read more
